Riding Clubs and Liability Insurance

A riding club or association can be defined as any group that is formed to pursue common equestrian related interests. Riding clubs and associations form the core of most organized equestrian activity in the United States and Canada. They allow riders with similar interests to meet, network and participate in organized activities. A riding club can be a small group of friends meeting regularly for organized trail rides. Clubs also include the thousands of association members in national organizations such as the United States Equestrian Federation, American Quarter Horse Association, United States Dressage Federation, Professional Rodeo Association, International Barrel Racing Association or United States Polo Association.
The Equestrian Group offers a unique insurance program specifically for these essential equestrian organizations. For as little as $500 per year our $1,000,000 liability policy will cover all club members if a law suit arises from an insured club activity. Liability coverage is provided for all declared equestrian club activities including owned or leased premises. Products, completed operations and personal advertising injury exposures can be included in coverage. Boarding, riding instruction, clinics and additional special events can be added by endorsement. A comprehensive package policy is also available to clubs that own buildings, personal property or automobiles.
Our basic policy premium automatically includes the first 100 members and three public event days. Shows, clinics, gymkhanas and trail rides held by and for the sole benefit of members are included and covered at no additional charge. Directors, officers and members are automatically named additional insureds in the policy definitions. Premises owners, government entities, sanctioning organizations and sponsors may be named as an additional insured by endorsement. Increased coverage limits are available up to $10,000,000.
The Equestrian Group offers a unique insurance program specifically for these essential equestrian organizations. For as little as $500 per year our $1,000,000 liability policy will cover all club members if a law suit arises from an insured club activity. Liability coverage is provided for all declared equestrian club activities including owned or leased premises. Products, completed operations and personal advertising injury exposures can be included in coverage. Boarding, riding instruction, clinics and additional special events can be added by endorsement. A comprehensive package policy is also available to clubs that own buildings, personal property or automobiles.
Our basic policy premium automatically includes the first 100 members and three public event days. Shows, clinics, gymkhanas and trail rides held by and for the sole benefit of members are included and covered at no additional charge. Directors, officers and members are automatically named additional insureds in the policy definitions. Premises owners, government entities, sanctioning organizations and sponsors may be named as an additional insured by endorsement. Increased coverage limits are available up to $10,000,000.